{"id":339,"date":"2025-07-21T05:45:55","date_gmt":"2025-07-21T05:45:55","guid":{"rendered":"https:\/\/nd-attorneys.co.za\/?page_id=339"},"modified":"2025-07-21T06:15:41","modified_gmt":"2025-07-21T06:15:41","slug":"debt-review-legal-services","status":"publish","type":"page","link":"https:\/\/nd-attorneys.co.za\/index.php\/debt-review-legal-services\/","title":{"rendered":"Debt Review Legal Services"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">At ND-Attorneys, we provide expert legal support for all aspects of Debt Review under the National Credit Act (NCA), working closely with consumers, debt counsellors, and credit providers.<\/p>\n<\/blockquote>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-center\">Our Debt Review Legal Services<\/h4>\n\n\n\n<p class=\"has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-c83ff6ce6a67a52f09860acdc771e64e wp-block-paragraph\"><strong>Over-Indebtedness Assessments &amp; Section 86 Applications<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We act for consumers and debt counsellors in bringing Section 86 applications before the Magistrates&#8217; Court. We assist in:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Assessing whether a consumer is over-indebted or not over-indebted;<\/li>\n\n\n\n<li>Drafting and submitting legal documents for court declaration;<\/li>\n\n\n\n<li>Representing debt counsellors in obtaining consent orders or restructuring orders<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">We ensure all court processes are compliant with NCA procedures and timelines.<\/p>\n\n\n\n<p class=\"has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-69a41a042d69e5d595a7846c4facc5ab wp-block-paragraph\"><strong>Debt Review Court Representation<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We represent consumers and debt counsellors in:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Opposed and unopposed debt restructuring applications;<\/li>\n\n\n\n<li>Consent order confirmations (Section 86(7)(b));<\/li>\n\n\n\n<li>Objections by credit providers under Section 86(8); and<\/li>\n\n\n\n<li>Section 87 hearings for court-ordered debt restructuring<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Our legal team helps ensure that the consumer\u2019s rights and affordability are properly represented before the court.<\/p>\n\n\n\n<p class=\"has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-a87eaa54be1fbce83575d8ce913328c0 wp-block-paragraph\"><strong>Debt Review Removal Applications<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We assist individuals who wish to legally exit debt review, whether:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Their debt has been fully paid up, or<\/li>\n\n\n\n<li>They were placed under debt review incorrectly or unlawfully.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u2002\u2002\u2002\u2002Our removal services include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Applications to terminate debt review under Section 71 or 88(1);<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Drafting affidavits and supporting evidence;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Court appearances to obtain a declaratory order or rescission; and<\/li>\n\n\n\n<li>Liaison with credit bureaus to clear your record<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u2002\u2002\u2002\u2002We work quickly and discreetly to restore your financial freedom.<\/p>\n\n\n\n<p class=\"has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-f5a88b118dea9a3a0f841b358f0ee9fe wp-block-paragraph\"><strong>Legal Opinions &amp; Reports for Debt Counsellors<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We offer fast, expert legal assessments to assist debt counsellors in:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Determining a consumer\u2019s over-indebtedness status;<\/li>\n\n\n\n<li>Drafting Section 86(7)(a), (b), (c), or (d) reports;<\/li>\n\n\n\n<li>Supporting decisions to reject, accept, or refer matters to court; and<\/li>\n\n\n\n<li>Handling appeals or objections<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u2002\u2002\u2002\u2002We provide fixed-fee legal opinion services within 48\u201372 hours.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Why Choose ND Attorneys?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" alt=\"\u2705\" src=\"https:\/\/fonts.gstatic.com\/s\/e\/notoemoji\/16.0\/2705\/32.png\">&nbsp;Fast, reliable legal turnaround<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" alt=\"\u2705\" src=\"https:\/\/fonts.gstatic.com\/s\/e\/notoemoji\/16.0\/2705\/32.png\">&nbsp;Clear communication with all parties<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" alt=\"\u2705\" src=\"https:\/\/fonts.gstatic.com\/s\/e\/notoemoji\/16.0\/2705\/32.png\">&nbsp;Transparent fees \u2014 no hidden costs<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" alt=\"\u2705\" src=\"https:\/\/fonts.gstatic.com\/s\/e\/notoemoji\/16.0\/2705\/32.png\">&nbsp;Proven track record in debt law cases<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/nd-attorneys.co.za\/wp-content\/uploads\/2025\/07\/1000154591.jpg\" alt=\"\" class=\"wp-image-344\" style=\"width:840px;height:auto\"\/><\/figure>\n\n\n\n<div class=\"wp-block-cover alignfull is-light\" style=\"min-height:100vh;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-100 has-background-dim\" style=\"background-color:#ffffff\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-center is-image-fill-element\" style=\"grid-template-columns:56% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"643\" height=\"360\" src=\"https:\/\/nd-attorneys.co.za\/wp-content\/uploads\/2024\/09\/360_F_766680213_dDfOA2WGy8xA0nB1hFe28mCIQNReTSug.jpg\" alt=\"\" class=\"wp-image-119 size-full\" style=\"object-position:50% 50%\" srcset=\"https:\/\/nd-attorneys.co.za\/wp-content\/uploads\/2024\/09\/360_F_766680213_dDfOA2WGy8xA0nB1hFe28mCIQNReTSug.jpg 643w, https:\/\/nd-attorneys.co.za\/wp-content\/uploads\/2024\/09\/360_F_766680213_dDfOA2WGy8xA0nB1hFe28mCIQNReTSug-300x168.jpg 300w\" sizes=\"auto, (max-width: 643px) 100vw, 643px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<h2 class=\"wp-block-heading has-text-color\" style=\"color:#000000;font-size:32px\"><strong>Get in touch!<\/strong><\/h2>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#000000;font-size:17px\">If you&#8217;re a consumer, debt counsellor, or credit provider seeking legal clarity \u2014 contact us today for a confidential consultation.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/nd-attorneys.co.za\/index.php\/contact-us\/\">Contact Us<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>At ND-Attorneys, we provide expert legal support for all aspects of Debt Review under the National Credit Act (NCA), working closely with consumers, debt counsellors, and credit providers. Our Debt Review Legal Services Over-Indebtedness Assessments &amp; Section 86 Applications We act for consumers and debt counsellors in bringing Section 86 applications before the Magistrates&#8217; Court. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-339","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nd-attorneys.co.za\/index.php\/wp-json\/wp\/v2\/pages\/339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nd-attorneys.co.za\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nd-attorneys.co.za\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nd-attorneys.co.za\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nd-attorneys.co.za\/index.php\/wp-json\/wp\/v2\/comments?post=339"}],"version-history":[{"count":3,"href":"https:\/\/nd-attorneys.co.za\/index.php\/wp-json\/wp\/v2\/pages\/339\/revisions"}],"predecessor-version":[{"id":347,"href":"https:\/\/nd-attorneys.co.za\/index.php\/wp-json\/wp\/v2\/pages\/339\/revisions\/347"}],"wp:attachment":[{"href":"https:\/\/nd-attorneys.co.za\/index.php\/wp-json\/wp\/v2\/media?parent=339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}